Open Enrollment — Medicare: Oct 15 | Individuals & Families: Nov 1 | Contact us today
We offer dental, vision, life, travel, disability and critical illness insurance.
Contact our team to get started. We’ll gather the right information for your specific coverage type and guide you through the next steps.
A licensed broker researches plans from multiple carriers to match your needs and budget.
Receive your plan details via phone, meeting, or email.
Choose your plan and we’ll guide you through enrollment to ensure your coverage is active.
Looking for more than health insurance? Dental, vision, and travel coverage are the most common add-ons our clients choose—and they can make a big difference in managing everyday costs and unexpected expenses. We also offer supplemental options like critical illness, disability, and life insurance for added protection.
Tell us what you’re looking for, and we’ll walk you through plans that fit your needs and budget. Contact us today to compare your options and get covered.
Dental insurance helps reduce the cost of preventive care, basic procedures, and major services. Plans usually fall into:
PPOs (Preferred Provider Organizations): Flexible access to in- and out-of-network dentists, with greater savings in-network.
Coverage generally includes:
Preventive care (cleanings, exams, X-rays)
Basic services (fillings, simple extractions, repairs)
Major services (crowns, orthodontics, dentures, oral surgery)
Each plan varies in cost, waiting periods, and coverage levels. We can walk you through your options and help you find a plan that works with your preferred dentist.
Vision insurance helps cover the cost of routine eye care and corrective lenses. Most plans include:
Annual eye exams
Glasses or contact lenses (with allowances for frames or lenses)
Discounts or coverage for upgrades like progressives or anti-reflective coatings
Reduced rates on corrective procedures such as LASIK or PRK
It’s helpful to know that routine exams and eyewear are usually billed under vision insurance, while eye injuries or medical conditions are typically covered by your health insurance. Plans differ in how often you can get new lenses or frames (annually vs. every two years), so it’s important to review those details.
Yes. Many carriers offer bundled dental and vision policies, which can simplify billing and may lower your overall cost. Bundling is especially helpful for families who want both types of coverage. If you only need one, standalone policies are also available. We can compare both options with you to see what makes the most sense.
Most U.S. health insurance plans offer little or no protection outside the country. Travel health insurance can provide peace of mind by covering:
Emergency medical care and hospital visits
Ambulance transport or evacuation
Repatriation to the U.S. if needed
Optional trip protection, baggage, or rental car coverage
Before choosing a policy, it’s worth checking what your current health, homeowner, or credit card policies already cover. If there are gaps, a travel medical policy can help ensure you’re protected during your trip. We can review your itinerary and recommend coverage that fits your travel plans.
Critical illness insurance pays a lump-sum cash benefit if you’re diagnosed with a covered condition, such as cancer, heart attack, or stroke. Unlike traditional health insurance, you decide how to use the payout—it can cover out-of-pocket medical bills, travel for treatment, household expenses, or anything else you need. Policies differ in which conditions are included and how benefits are paid, so it’s important to review the details before choosing coverage.
Disability insurance provides income replacement if you’re unable to work because of illness or injury. Short-term policies typically cover a portion of your salary for a few weeks to months, while long-term policies can continue benefits for years or until retirement age. Key factors to consider include the benefit percentage, waiting period before payments begin, and how the policy defines disability. This type of coverage can help protect your financial stability if you’re unable to earn your usual income.
Each policy has its own benefits, networks, and requirements. The easiest way to get started is to reach out to our team. We’ll confirm your needs, review the options available, and guide you through enrollment so you have the right coverage in place when you need it.
Each policy has its own benefits, networks, and requirements. The easiest way to get started is to reach out to our team. We’ll confirm your needs, review the options available, and guide you through enrollment so you have the right coverage in place when you need it.
For over 40 years, Health Insurance NW has been helping Washington families and businesses navigate the complex world of health insurance. Based near Mount Rainier, we understand the unique needs of Pacific Northwest communities.
Our clients say it best – we simplify complexity, provide expert guidance at no cost, and help you save money.
Years of Experience
We’ve got you covered.
Find affordable health insurance plans designed for individuals and families under 65. Compare ACA marketplace and private options to get the coverage you need for doctor visits, prescriptions, and preventive care.
Explore Medicare Advantage, Supplements, and Part D prescription plans to fit your retirement healthcare needs. Our licensed brokers help you understand your options and choose the right Medicare coverage.
Support your employees with customizable group health insurance plans. We help businesses and organizations of all sizes find affordable benefits that keep your team healthy and your company competitive.
Protect your smile with affordable dental insurance. Coverage options include preventive care, cleanings, fillings, and major dental work so you can maintain oral health without the high costs.
Get clear savings on eye exams, glasses, and contacts with vision insurance plans. Perfect for individuals, families, and employers looking to keep eye care affordable.
Help protect your family’s financial future with life insurance coverage tailored to your needs. We offer affordable term and whole life options to fit your budget and goals.
Travel with confidence knowing you’re covered for trip cancellations, medical emergencies, and unexpected expenses. We offer domestic and international travel insurance options.
Protect your income if an injury or illness prevents you from working. Our disability insurance plans provide a safety net so you can focus on recovery, not lost wages.
Get financial protection against the high costs of serious illnesses such as cancer, heart attack, or stroke. Critical illness insurance helps cover expenses beyond your regular health plan.
Real reviews from real families and businesses we’ve helped with their insurance needs.
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